Interview

The loan process begins with an initial interview, where we gather information about your financial situation and homeownership goals.

Shopping

With your pre approval in hand, you can begin exploring different properties, searching for the perfect home that fits your budget and preferences.

application

Once you've chosen a loan, you'll submit a formal application along with supporting financial documents.

appraisal

An appraisal will be conducted to determine the market value of the home you're purchasing or refinancing.

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Underwriting

During underwriting, the lender reviews your financialhistory, appraisal report, and all other necessary documentsto assess your loan eligibility.

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Approval

"Upon successful completion of the underwriting process, the lender issues a formal loan approval. This means your financial qualifications, credit history, and the property appraisal have all met the required standards, bringing you closer to securing the financing needed to purchase your home.

Clear to Close

With 'clear to close' status, all final details are in place, and you're just steps away from moving into your dream home and beginning an exciting new chapter in your life!